<html><body><div style="color:#000; background-color:#fff; font-family:arial, helvetica, sans-serif;font-size:12pt"><div><span></span></div><div><br></div> <div style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"> <div style="font-family: times new roman, new york, times, serif; font-size: 12pt;"> <div dir="ltr"> <font face="Arial" size="2"> ----- Forwarded Message -----<br> <b><span style="font-weight:bold;">From:</span></b> Louisette Lanteigne <butterflybluelu@rogers.com><br> <b><span style="font-weight: bold;">To:</span></b> "regionalcouncillors@regionofwaterloo.ca" <regionalcouncillors@regionofwaterloo.ca>; Brenda Halloran <Brenda.Halloran@waterloo.ca>; "scott.witmer@waterloo.ca" <scott.witmer@waterloo.ca>; "jeff.henry@waterloo.ca" <jeff.henry@waterloo.ca>; "melissa.durrell@waterloo.ca" <melissa.durrell@waterloo.ca>; "Mark.Whaley@waterloo.ca" <Mark.Whaley@waterloo.ca>;
"angela.vieth@waterloo.ca" <angela.vieth@waterloo.ca>; "diane.freeman@waterloo.ca" <diane.freeman@waterloo.ca>; Karen Scian <Karen.Scian@waterloo.ca>; "jgerretsen.mpp@liberal.ola.org" <jgerretsen.mpp@liberal.ola.org>; "kwynne.mpp@liberal.ola.org" <kwynne.mpp@liberal.ola.org>; "catherinefife@on.ndp.ca" <catherinefife@on.ndp.ca>; "jmilloy.mpp.co@liberal.ola.org" <jmilloy.mpp.co@liberal.ola.org>; "peter.braid@parl.gc.ca" <peter.braid@parl.gc.ca>; "gary.goodyear@parl.gc.ca" <gary.goodyear@parl.gc.ca>; "harold.albrecht@parl.gc.ca" <harold.albrecht@parl.gc.ca>; "stephen.woodworth@parl.gc.ca" <stephen.woodworth@parl.gc.ca>; "tabunsp-qp@ndp.on.ca" <tabunsp-qp@ndp.on.ca>; Dwayne( MAH) Evans <dwayne.evans@ontario.ca>; "Raymond.Borja@ontario.ca" <Raymond.Borja@ontario.ca>; "ljeffrey.mpp.co@liberal.ola.org" <ljeffrey.mpp.co@liberal.ola.org> <br> <b><span style="font-weight:
bold;">Sent:</span></b> Tuesday, April 9, 2013 12:38:26 AM<br> <b><span style="font-weight: bold;">Subject:</span></b> Activa Holdings corporate fraud, breach of ethics & financial compliance<br> </font> </div> <br><div id="yiv959007354"><div><div style="color:#000;background-color:#fff;font-family:arial, helvetica, sans-serif;font-size:12pt;"><div id="yiv959007354story">
<div class="yiv959007354story_dateline yiv959007354updated" title="2012-11-28T15:18:00Z">Activa Holdings is Waterloo Region's largest land developer. They have been linked to illegal banking and fraud in Germany in regards to illegal banking and fraud regarding development projects in Waterloo Region as noted by the information in the attachments.<br><br>Currently, The Davos International Bank Directive is seeking a lawsuit of 8.5 million plus damages against several firms including Activa Holdings for corporate fraud, breech of ethics and breech of financial compliance standards. <br><br>Over the years I have recorded incidents of non compliance on video and sent numerous letters to provincial officials about this company's non-compliance issues from building code violations to non compliance to Ontario Municipal Board Rulings. The most
blatent violation was in regards to OMB appeal <span style="font-family:arial, helvetica, sans-serif;"></span>PL091182. The OMB mandated that there be no paving beyond the Columbia Road Extension along Wilmot Line along the City of Waterloo's North West Corner. <span style="background-color:transparent;">Activa ignored the ruling and funded the paving all the way up to the Vista Hills subdivision. There is an article about that here: <a rel="nofollow" target="_blank" href="http://www.waterloochronicle.ca/news/shock-over-wilmot-line-paving/"><span style="color:rgb(0, 0, 0);"></span>http://www.waterloochronicle.ca/news/shock-over-wilmot-line-paving/</a> <br></span><span style="font-size:16px;"><span><br></span></span><div style="color:rgb(0, 0, 0);background-color:transparent;font-style:normal;"><span style="font-size:16px;"><span>I also identified significant conflicts of interest with OMB chair for PL091182 <span
style="background-color:transparent;"></span><span style="color:rgb(51, 51, 51);line-height:23px;"> Susan
de Avellar Schiller was the chair of the OMB process but she is also a Special Consultant at the Center for
Collaborative Policy and a Senior Consultant for the IBI Group.</span></span><span><span style="color:rgb(51, 51, 51);line-height:23px;"> </span></span><span style="color:rgb(51, 51, 51);line-height:23px;"> </span><span style="color:rgb(0, 96, 191);"><a rel="nofollow" target="_blank" href="http://www.pas.gov.on.ca/scripts/en/bios.asp?boardID=682&persID=158559" style="border:0px none;margin:0px;outline:0px none;padding:0px;vertical-align:baseline;line-height:23px;">http://www.pas.gov.on.ca/scripts/en/bios.asp?boardID=682&persID=158559</a></span></span></div><div style="color:rgb(0, 0, 0);font-family:arial, helvetica, sans-serif;font-size:16px;background-color:transparent;font-style:normal;"><br></div><div style="color:rgb(0, 0, 0);font-family:arial, helvetica, sans-serif;font-size:16px;background-color:transparent;font-style:normal;">The property owner who owned the
Vista Hills, a portion of the West Side Lands is Louise Pupolo, wife of
Paul Pupolo and fellow employee of IBI. Her husband is the
Associate/General Manager of the Kitchener Office of IBI group and has
been since October 2007. <a rel="nofollow" target="_blank" href="http://ca.linkedin.com/pub/paul-f-puopolo/27/633/b6" style="background-color:transparent;">http://ca.linkedin.com/pub/paul-f-puopolo/27/633/b6</a> and Louise is the graphic
designer. <a rel="nofollow" target="_blank" href="http://ca.linkedin.com/pub/louise-puopolo/8/65b/29">http://ca.linkedin.com/pub/louise-puopolo/8/65b/29</a></div><div style="color:rgb(0, 0, 0);font-family:arial, helvetica, sans-serif;font-size:12pt;background-color:transparent;"><br></div><span style="background-color:transparent;"><br></span><div style="color:rgb(0, 0, 0);font-family:Arial, Verdana, Helvetica, sans-serif;font-size:12pt;padding:0px 0px 10px;line-height:18px;">Waterloo's latest official plan was strongly supported by the public. It limited growth to 85 hectares of land to encourage urban intensification in compliance to provincial law to protect our farmland as well as the groundwater recharge areas that provides municipal water for our area industries, institutions, municipality and farming sectors. A consortium of businesses, primarily property developers including Activa Holdings, went to the OMB to push for
more development lands and the OMB ruled
in favour of the consortium, allotting 1035 hectares of land for
possible development. To read more of this visit here: <br><a rel="nofollow" target="_blank" href="http://kitchener.ctvnews.ca/citizens-and-politicians-sound-alarms-over-omb-ruling-1.1228028#ixzz2PvzACLCbb">http://kitchener.ctvnews.ca/citizens-and-politicians-sound-alarms-over-omb-ruling-1.1228028#ixzz2PvzACLCbb</a><br><br>I am seriously concerned about issues of corruption by this company in Canada and would like to secure a provincial audit. I have been witnessing non compliance regarding this firm for 13 years now. Activa attempted to sue me for 2 million dollars when I was reporting their environmental and labour law infringements in Waterloo Region to the ministries using a website to share the photos. The case was dropped and I retained the legal right to share my photos. Later on I won an OMB hearing against Activa in order to secure concessions to protect groundwater and rare species along the West Side Lands in Waterloo. <font
face="arial, helvetica,
sans-serif">Susan
Schiller was acting as chair in the final hearing of my OMB appeal PL071044 on
Dec. 18, 2008 regarding the West Side Lands Properties in spite of the conflict
of interest with Paul Pupulo and his wife Louise who work with IBI. </font><br><br>Within months I video taped non compliance regarding the West Side Lands with cut and fill activities and the dewatering of Clair Creek prior to installing the mandated mini piezometer to determine baseline water levels. Work crews removed capture zones on Vista Hills that had adverse impacts on the adjacent protected habitats next door. <br><br>I went to the RCMP who interviewed me on tape. I have the transcript. I have the results of an Ombudsman review as well and numerous videotapes and emails with ministers to illustrate concerns regarding this company<span style="font-family:arial, helvetica, sans-serif;">'s non compliance. I also raised the matter with Mike Amato at York Regional Police because this may or may not be linked to municipal corruption concerns.</span></div><br>Again, I ask the province
to please conduct a review on this firm and their activities, particularly in Waterloo Region. I would be happy to assist in any way I can. <br><br>Please review the article below this letter for the update on the Davos International Bank lawsuit against Activa Holdings. <br><br>Thank you kindly for your time.<br><br>Louisette Lanteigne<br>700 Star Flower Ave.<br>Waterloo Ont.<br>N2V 2L2<br><br>___________________________________________<br><br>November 28, 2012 10:18 AM
</div>
<div class="yiv959007354entry-title"><h1 class="yiv959007354epi-fontLg yiv959007354bwalignc">
<b>Corporate Fraud and Violations of Banking Regulations Generates Legal
Action from Davos International Bank against Former Officers</b>
</h1></div>
<div id="yiv959007354story_subheadline">
<div>
<b>The Davos International Bank Directive announced that legal action
against former officers comes as the closing chapter of a year of
research conducted by a team of experts, in which activities undertaken
to defraud the institution were detected, in violation of compliance
rules, code of ethics and international banking regulations.</b></div><div style="color:rgb(0, 0, 0);font-size:16px;font-family:arial, helvetica, sans-serif;background-color:transparent;font-style:normal;"><b><br></b>
</div>
</div>
<div class="yiv959007354entry-content">
<div>ANTIGUA – SPECIAL--(<span class="yiv959007354author yiv959007354source-org yiv959007354vcard"><span class="yiv959007354org yiv959007354fn"><a rel="nofollow" target="_blank" href="http://www.businesswire.com/">BUSINESS WIRE</a></span></span>)--<a rel="nofollow" target="_blank" href="http://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.davosbank.com%2FDIBS_DAVOS_BANK%2Findex.html&esheet=50490638&lan=en-US&anchor=Davos+International+Bank&index=1&md5=2c3fb8246f240934ef322aca22082a58">Davos
International Bank</a>, a bank established under the laws of Antigua and
Barbuda, filed a lawsuit for about $ 8.5 million plus damages and
prejudice against its former officers <a rel="nofollow" target="_blank" href="http://cts.businesswire.com/ct/CT?id=smartlink&url=http%3A%2F%2Fwww.barnettcapitalbank.com%2F&esheet=50490638&lan=en-US&anchor=Rodrigo+Fernandez+Tinoco&index=2&md5=ec1e3bad02f480d44c375e9c362c6c3d">Rodrigo
Fernandez Tinoco</a>, Andres Omar Sotillo, <a rel="nofollow" target="_blank" href="http://cts.businesswire.com/ct/CT?id=smartlink&url=http%3A%2F%2Fwww.barnettcapitalbank.com%2F&esheet=50490638&lan=en-US&anchor=Jose+Daniel+Carrillo&index=3&md5=3fe1378e540d93cebe1476a559f98c63">Jose
Daniel Carrillo</a>, Osleidys Estrada, and their companies<span style="text-decoration:underline;"> <span style="color:rgb(128, 0, 0);">Activa
Holdings</span></span> and SCP Holding Inc, for corporate fraud, breach of their
ethical obligations and financial compliance standards. <br></div><div><br></div>
<div>
The legal action was introduced in the Eastern Caribbean Supreme Court
in the High Court of Antigua and Barbuda under document. ANUHCV2012,
after <a rel="nofollow" target="_blank" href="http://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.davosbank.com%2FDIBS_DAVOS_BANK%2Findex.html&esheet=50490638&lan=en-US&anchor=Davos+International+Bank&index=4&md5=2a274e8d29f625c9087fffd3fe1cafa5">Davos
International Bank</a> internal controls and an audit report revealed
that these former employees used the Davos <a rel="nofollow" target="_blank" href="http://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.davosbank.com%2FDIBS_DAVOS_BANK%2Findex.html&esheet=50490638&lan=en-US&anchor=Davos+International+Bank&index=5&md5=357caec1d3efe741253bf57d8a8e9efd">Davos
International Bank</a> business platform to manage operations against
company guidelines and thus taking advantage of business opportunities
which represent the appropriation of large sums of money on personal
benefits. Added to this, the report revealed lending to related parties
without any collateral contravening Banking laws, company policies, and
compliance standards in accordance with international banking
regulations. <br></div><div style="color:rgb(0, 0, 0);font-size:16px;font-family:arial, helvetica, sans-serif;background-color:transparent;font-style:normal;"><br></div>
<div>
Auditors findings made during the investigation and reflected in the
audit report presented to the Board of Directors earlier this year, have
strengthened internal controls of the organization and ensured its
solvency and positive results for the following years, as confirmed by
the latest scores obtained from the regulators of the jurisdiction.</div><div><br></div>
<div>
As a result of this process the Board has confirmed the effort of the
actual Bank Executives in strengthening the organizational structure
ensuring operations efficiency and foremost complying with all
international banking regulations, and internal company policies.
</div>
<div>
As soon as the banking authorities of Antigua and Barbuda were alerted
by the legal representatives of Davos, an investigation and inquire was
opened on the illegal business operations of these former officials, a
speedy resolution of this legal situation is expected.
</div>
<div>
</div>
</div>
</div>
<h2>Contacts</h2>
<div>
Davos International Bank<br>Geoffrey Wayne, 305-381-8108<br>Asesor
Legal de Davos Financial Group </div><div style="color:rgb(0, 0, 0);font-size:16px;font-family:arial, helvetica, sans-serif;background-color:transparent;font-style:normal;"><a rel="nofollow" target="_blank" href="http://www.businesswire.com/news/home/20121128005849/en/Corporate-Fraud-Violations-Banking-Regulations-Generates-Legal">http://www.businesswire.com/news/home/20121128005849/en/Corporate-Fraud-Violations-Banking-Regulations-Generates-Legal</a></div></div></div></div><br><br> </div> </div> </div></body></html>